Some [Financial] Safety & Security, Please (6)

If you haven't read the five previous blog posts about providing financial safety and security for you and your family, you might want to take the time to read this, this, also this, especially this, and then this.

I was on YouTube yesterday and searched for quality videos on how life insurance can be best presented as a way to lessen the impact of a financial dilemma like the loss of a loved one, especially the family's breadwinner.

Thankfully, I found this less-than-two-minute video on appreciating the value of the one thing that matters most to all of us - family - and how we can protect our financial well-being from any unforeseen event.

I do not own the video, obviously, but I know this is worth two minutes of your time that you can understand in video form what life insurance really is all about and why you shouldn't wait to get old to have one:

Mr. Winston Churchill does it right.

We make a living by what you get and we make a life by what we GIVE.

It's never too late to get one. Get yourself the right plan, for the right people, from the right financial advisor, and at the right company.


Once implemented, you will have for yourself financial safety and security that no other financial tool can provide.

What's your plan? Contact me.

P.S. If you want to know more about the plans and services which I can provide for you to secure your family and provide a bright future by making your money grow and work harder, visit the Investment Plans tab above or just click HERE. It is never too late to make that next step in building a solid financial foundation on the road to wealth. 

A Tale of Two Buses, cont.

So I worked on my story-telling skills, and it was good for a start. It was a story that was trying to prove a point. A point that has long term financial implications when taken to heart the lessons learned.

If you were brought here by accident, and you have no idea what you are about to read here, it is highly recommended to read the first part of this 2-part blog series here.

If you have read the story I just made a few days ago, then you are prepared to understand the lessons and the interpretations of the characters, situations and places presented. In personal finance, especially for protection and investments, a great way to make people understand it is through a simple story. And those involved in the story.

So let's dissect them one by one:

Some [Financial] Safety & Security, Please (5)

Basically, the main uses of life insurance are for protection of yourself, your family and your assets, and investment to provide you with long term savings and a comfortable retirement with the cash values and dividends that have accumulated over the years.

Now people have come to ask this one question: When is the right time to get life insurance?

To answer that, we always start with WHY.

WHY should I get life insurance? WHY is it really important to get one? WHY, do you think it would really benefit me?

I believe my previous posts on financial safety and security through this instrument has been well-explained. If not yet, feel free to contact me.

So back to WHEN.

When exactly do you need to have one?

Making It Happen

I remember one of the most famous questions teachers - even parents and relatives - are fond of asking us in our childhood years.

"What do you want to be when you grow up?"

Answers of kids would go like:

"When I grow up, I want to be an astronaut!"

"I want to be an engineer!"

"I want to be a scientist!"

"I want to be a superhero!"

P.S. One of the statements below was the one I used to answer when I was a kid. Can you guess which one?

As children during our time, we can't help but dream very big. Whether it's the profession that we choose to become, or the toys that we want to possess, the sky's the limit for us to make the most of what we have.


Fast forward to today, as a 22-year young "kid".

Breaking the Cycle

As I make this post right now, payday is just about a week from now for most employees, and for others, probably tomorrow, or every day if you are someone earning everyday from your business or your self-employed profession. As I talk to most people about how payday has blessed them from top to bottom, they often share the good times, with so much to spend for recreation and to relieve stress from the long work. Often, they speak of the times they have to pay others first, through debts incurred, whether necessary expenses or not, or even any outstanding bills that has to be settled first, like mortgages, monthly bills, and health maintenance.


Regardless of how much money they have earned, most of them end up with little or no more money left to cover their daily expenses and other matters. They usually end up waiting for the next payday to receive another set of income, and the system goes on until financially "free". While some of them would set aside for savings, which I am happy to hear also, questions will always be raised raised. Some of them are - how much are you saving from your income? Are your savings really "savings"? And for what reason/s are you saving?


Life has always been a cycle. Humans start out as babies, the become teens, and then they are old enough to decide for themselves what they want to do in life, procreate, and the cycle goes on and on. Of course, this takes time in order for such cycle to take full circle.